Insurance and Payment Options

Smiling woman cataract patient on phone checking vision insurance benefits

At Quantum Vision Centers, we believe that everyone should have access to the highest quality eye care. Don’t let concerns about cost stop you from achieving clear vision. Our providers are in network with most major insurances.

Learn about insurance coverage and the many payment and financing options available to our patients.

General Information

Please bring all insurance information, including insurance cards, when you come to any location for an appointment. Many medical insurance companies and HMOs require pre-authorization for medical services. Please consult with your insurance company or primary care physician to obtain a pre-authorization for services, if required, prior to the date of your appointment.

We accept checks and major credit cards for payment of services. Co-payments and payment of non-covered services are required at the time of your visit.

Accepted Insurances

Aetna vision insurance logo
Blue Cross Blue Shield vision medical insurance logo
Cigna health insurance vision insurance logo
Davis Vision insurance logo
Essence insurance logo
EyeQuest Vison Insurance
First Health Network
Health Alliance insurance logo
healthlink color horizontal logo
Humana logo
HSHS Live360 health insurance logo hospital sisters health system illinois vision insurance eye care
medicare
Meridian insurance logo
Multiplan Vision Insurance
Spectera Logo
Tricare vision insurance medical insurance logo
United Healthcare logo
Vision service plan (VSP) logo
wellcare well care health insurance vision insurance logo landscape teal
  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Davis Vision
  • Envolve Vision
  • Essence
  • EyeQuest
  • First Health
  • Health Alliance
  • HealthLink
  • Humana
  • Live360
  • Medicare
  • Meridian
  • MultiPlan/PHCS
  • Spectera
  • Tricare
  • United Healthcare
  • Vision Service Plan (VSP)
  • WellCare Health Plans

FSA, HRA, and HSA Accounts

A Flexible Spending Account (FSA), Health Reimbursement Account (HRA), or Health Savings Account (HSA) is an employer-sponsored account that makes it possible for employees to designate pre-tax dollars for future medical expenses. These medical savings accounts are an excellent way for our patients to pay for their vision care, and funds from these accounts may be applied to treatments not covered by medical insurance.

Disclaimer

We will check your vision benefit eligibility and make every attempt to help you understand and make the most of your benefits. It is important to understand that things can change between the eligibility check and the actual payment of the claim. For example, changes in insurance, lapse of time, new benefit years, claims that arrive to the payer after eligibility was checked, and purchases made between checking eligibility and placing an order for glasses or contacts. A quote of benefits is not a guarantee of benefits or payment. Charges not covered by your insurance company or benefit plan, as well as any co-payments, deductibles, and coinsurance amounts, are your responsibility. 

Medical Financing Options

Medical Financing Options

We realize that some treatments may not be eligible for insurance coverage. To help make sure our patients receive the high-quality care they need and deserve, we’ve partnered with CareCredit® to offer flexible payment options.

CareCredit® offers convenient monthly payment options, no upfront costs, no prepayment penalties, and no annual fees. If you need more time to pay for your procedure, you can also take advantage of extended payment plans with low fixed interest rates.

Find a Quantum Vision Center in the Saint Louis Metro East near you

At Quantum Vision Centers our highly trained staff of Illinois optometrists, opticians and technicians put patient care above all else. Each office is equipped with the latest technology to evaluate the health of you and your eyes, offering the most advanced medical eye exam available. Our St. Louis Metro East optical department has a wide variety of designer and value frames to choose from, and our Illinois eye doctors can prescribe the best contact lenses for your vision needs. Schedule an appointment today and see for yourself.

Edwardsville
Edwardsville
Swansea
West Belleville
Mount Vernon
Waterloo
Maryville
Downtown Belleville
Granite City
Godfrey